Payment options — recurring paymentsload the card once,
load the card once,
collect on schedule.
For subscriptions and routine collections, the customer’s card is loaded once using 3D Secure. After that, each payment runs against a token — automatically, or with a single click from the customer.
How it works
Three stages, then it repeats.
The card is loaded with 3D Secure
The first transaction runs through 3D Secure, so the cardholder is authenticated up front.
The card is tokenised
Visa and Mastercard tokenisation replaces the card number with a token. The card data is not shared, and your PCI position is preserved.
Later payments use the token
Provide the token and the amount, and the payment is collected — automatically, or after a single customer click.
Key features
What tokenised collections give you.
- Integration that securely loads the customer’s card number using 3D Secure
- Visa and Mastercard tokenisation with no sharing of card data, maintaining PCI compliance
- Provide the token and amount with each subsequent transaction to collect a payment
- Improve your collection success rates on routine billing
- Submit transactions whenever you have agreed with the payer
Build payments your way
Digi-API.
Recurring collections are part of Digi-API, the toolkit for building Pay@ payments into your own channels.
Payments in your own channelsGive your customers payment options inside your own website or mobile app.
Account and invoice lookupsRetrieve what a customer owes before taking the payment.
Loading for authorisation and paymentLoad a card for authorisation, then collect against it.
Customised handbacksYour system is told what happened, in the format you need, once a payment completes.
Payment options
Other ways your customers can pay.
RetailRetail networkCash and card at tills nationwide, including informal traders.Learn more →AppsPayment appsBill presentment and payment inside banking, retail and payment apps.Learn more →QRQR codesOne QR code that works with all banking and leading payment apps.Learn more →EFTPay with EFTCustomers pay straight from their internet banking.Learn more →WebPayat.io hosted pageA hosted payment page, branded as yours.Learn more →CashPayoutsPay money out to customers in cash at retail stores.Learn more →
Want this switched on?
Talk to your Customer Relationship Manager, or our team, and we will get it live on your account.