All systems operational
All systems operational

Solutions — five products, one payment partner

Solutions

five products,
one payment partner.

Whether you bill a million customers a month, invoice a handful, sell online, or want the whole platform under your own brand — the same payment network sits behind all of it.

40+
Payment networks
99.995%
Payment-to-invoice matching
2007
Collecting payments since
The line-up

Start from what your business does.

Each product solves a different collection problem. They share one network, one reconciliation engine and one settlement.

I’m a large billerBill pay

Enterprise collections

Pay@ Enterprise

The problem: thousands of payments arriving through different channels, and reconciliation that eats days.

One API presents bills and takes payment everywhere — hosted page, QR, in-app and retail cash — validated against account and amount, with one consolidated settlement.

Explore Enterprise
I invoice customersBill pay

Payment links & invoicing

Pay@ Go

The problem: chasing invoices by hand and guessing who has actually paid.

Send payment requests by email, SMS or WhatsApp with instant auto-invoicing. Sign up online — no developers needed.

Explore Go
I sell onlineeCommerce

Online store checkout

Pay@ Gateway

The problem: card-only checkouts turn away customers who pay by EFT, QR or voucher.

Accept cards with 3DS, Pay with EFT, Scan to Pay, wallets and vouchers on your web store. Plugins for major eCommerce platforms.

Explore Gateway
I want my own platformEBPP as a service

White-label payments

Yap

The problem: building billing and payment rails from scratch takes years you don’t have.

A request-to-pay platform under your own brand — bulk statement processing, managed recon and settlement, connecting to any payment provider.

Explore Yap
I’m paying a billConsumers

Customer payments

For consumers

The problem: queues, bank details and proof-of-payment emails just to settle an account.

Pay with your Pay@ reference number — online, in your banking app, or in cash at retailers nationwide.

Make a payment
I need to pay a fineConsumers

Traffic fines

PayThat

The problem: fines scattered across authorities, with no single place to find or pay them.

Look up City of Cape Town fines by notice number, ID or vehicle registration and settle them online.

Go to traffic fines
Which one fits

A quick way to decide.

You have developers and volumePay@ Enterprise. Real-time API or file-based, built for high-volume billing runs.
You have neitherPay@ Go. Sign up online, send a payment link, no integration at all.
You have a web storePay@ Gateway. Install a plugin and take every local payment method at checkout.
You want to resell paymentsYap. The platform under your brand, connecting to any provider.
One network behind all of it

Built once, shared by
every product.

  • 40+ retail, banking and digital payment networks
  • Real-time validation of the account and the amount before a payment is accepted
  • Automated reconciliation at a 99.995% payment-to-invoice matching rate
  • One consolidated settlement, whichever channels your customers use
  • Licensed and certified TPPP, FSP No 29423, ISO 27001 certified

Not sure which one?

Tell us how you bill and we will point you at the product that fits.