honest per-method pricing. no surprises.
Pay only when you get paid. No setup fees. No monthly fees. 2.85% cards, QR and PayShap. 1.95% Capitec Pay. 1.95% Instant EFT.
honest pricing. no surprises.
Start free. Pay only when you process a payment. Talk to us about bespoke pricing for high-volume merchants.
- All cards · 3DS 2.0
- SnapScan, Zapper, Scan to Pay
- Pay with EFT · Capitec Pay
- PayShap instant
- Same-day settlement
- Email support
- Everything in Starter
- Volume-based pricing
- Dedicated account manager
- Real-time settlement option
- SLA-backed support
- Custom API & reporting
- White-label checkout
No setup fees · No monthly fees · All rates exclude 15% VAT
honest per-method rates.
No “flat rate” gotchas hiding margin on EFT and Capitec Pay. We publish what we charge, method by method.
Cards — 2.85%
Visa and Mastercard processed via 3D Secure 2.0. Including stored cards for repeat customers and one-click checkout.
Local + InternationalQR — 2.85%
SnapScan, Zapper, and Scan to Pay. Customers scan with their banking app. No card details to type.
All major SA appsPayShap — 2.85%
SARB-backed instant interbank transfer. Customer pays from any SA bank account in seconds.
SARB-backedCapitec Pay — 1.95%
App-to-app payment for Capitec’s 21+ million customers. One tap from your checkout to their banking app.
21M+ usersInstant EFT — 1.95%
Direct bank transfer with instant confirmation. FNB, Capitec, Nedbank, Standard Bank, Absa supported. One of our lowest per-method rates.
Direct from bankSame-day settlement
Included free with every plan. Friday sales clear Friday. Most SA gateways take 1–3 business days. We don’t.
Fastest in SAhow we stack up vs other SA gateways.
Published rates as of May 2026. Always verify with each provider for current pricing.
| Pay@ Gateway | Payment Gateway A | Payment Gateway B | Payment Gateway C | Payment Gateway D | |
|---|---|---|---|---|---|
| Card rate | 2.85% | 3.2% + R2 | 2.95% + R1.50 | — | 3.5% |
| Instant EFT | 1.95% | 2.0% min R2 | 1.5% + R1.50 | 1.5–2.5% | 1.5% |
| QR payments | 2.85% | Variable | Variable | — | Variable |
| Capitec Pay | 1.95% | Variable | Variable | — | Variable |
| Setup fee | None | None | None | None | R495 |
| Monthly fee | None | None | None | None | R99/mo |
| Settlement | Same day | 1–2 days | Next day | Instant | 2–3 days |
| Volume discount | Enterprise | From R500K/mo | Custom | — | Custom |
| Cost on R200K cards | R5,700 | R6,400+ | R5,900+ | — | R7,099 |
Competitor rates published May 2026. Confirm with each provider for current pricing.
save with honest pricing from today.
No setup fees. No monthly fees. Same-day settlement. Go live this afternoon.
10-minute signup · Same-day approval · SA businesses only