All systems operational
All systems operational

QR codes — Pay@ QR on any invoice or statement

Payment options — QR codes

one QR code,
every banking app.

A Pay@ QR code carries the reference number, so there is nothing for the customer to type. Our QR codes are compatible with all banking and leading payment apps.

How it works

Three steps to take QR payments.

Generate the code

Create a QR code linked to a Pay@ reference number, in the form https://payat.io/qr/your_pay@_reference.

Put it in front of the customer

Add the code to invoices, statements, posters or any other collateral — sent by email, printed in hardcopy, or as a text link.

Get notified immediately

Payment notifications come through your Pay@ integration as soon as the payment completes.

The customer journey

What the customer does.

Five taps from opening the app to a confirmed payment.

Opens their app

Any banking or payment app with a scan-to-pay function.

Scans the code

The reference number and your details are read from the code.

Checks the amount

The bill issuer and total amount are shown before anything is confirmed.

Confirms the payment

They approve it from the account or card they want to pay with.

Gets confirmation

A success screen with the reference number and authorisation ID.

Where to put it

Where a QR code earns its place.

On printed invoicesNo typing, no transcription errors from a long reference number.
On statementsA customer reading their statement can settle it in the same minute.
On posters and in-store collateralUseful where customers gather and there is no invoice in hand.
In email and text messagesA tappable link does the same job as a scannable code on a screen.
Payment options

Other ways your customers can pay.

RetailRetail networkCash and card at tills nationwide, including informal traders.Learn more →AppsPayment appsBill presentment and payment inside banking, retail and payment apps.Learn more →EFTPay with EFTCustomers pay straight from their internet banking.Learn more →WebPayat.io hosted pageA hosted payment page, branded as yours.Learn more →RecurRecurring & subscriptionsTokenised card-on-file for repeat and subscription collections.Learn more →CashPayoutsPay money out to customers in cash at retail stores.Learn more →

Want this switched on?

Talk to your Customer Relationship Manager, or our team, and we will get it live on your account.

All optionsTalk to sales