Payment options — retail networkpay in cash,
pay in cash,
at the till.
In a country where most people still reach for cash to pay a bill, a till point is the payment channel that reaches everyone. Your customers pay with cash or card at a retailer near them and walk out with an itemised receipt.
11k+
Retail locations
237k+
Informal traders
86%
Of consumers lean towards cash for bills
How it works
A simple process at the till.
Four steps, and the payment is confirmed against the account before the customer leaves the store.
Customer asks to pay a bill
At the till point of any retailer in the Pay@ network.
They give their reference number
The cashier captures the unique Pay@ reference number, scans the barcode, or scans the QR code.
They pay with cash or card
Cash, debit card or credit card — whichever they have on them.
Payment is confirmed
The payment is validated against the account and amount, and the customer gets an itemised receipt.
Why it matters
Why a till point matters.
Financial inclusionA customer with no bank account and no card can still settle an account in full, on time.
Groceries and bills in one tripPaying a bill while doing the weekly shop removes a separate errand from the customer’s week.
Reach beyond the formal economyInformal traders extend the network into communities that formal retail does not reach.
Validated before it is acceptedCash payments are checked against the account and amount in real time, so they reconcile like any digital payment.
Where your customers can pay.
15 retail partners
Payment options
Other ways your customers can pay.
AppsPayment appsBill presentment and payment inside banking, retail and payment apps.Learn more →QRQR codesOne QR code that works with all banking and leading payment apps.Learn more →EFTPay with EFTCustomers pay straight from their internet banking.Learn more →WebPayat.io hosted pageA hosted payment page, branded as yours.Learn more →RecurRecurring & subscriptionsTokenised card-on-file for repeat and subscription collections.Learn more →CashPayoutsPay money out to customers in cash at retail stores.Learn more →
Want this switched on?
Talk to your Customer Relationship Manager, or our team, and we will get it live on your account.