Payment options — Pay with EFTpay straight from
pay straight from
internet banking.
Pay with EFT by Pay@ lets consumers and businesses pay from their bank account using the internet banking they already have. No card needed, and the payment reconciles through the same flows as every other Pay@ channel.
How it works
Four steps from checkout to confirmation.
The customer selects Pay with EFT
From the payment options on your page or on payat.io.
They choose their bank
Then enter their internet banking details on their bank’s secure page.
They approve the payment
With a one-time PIN, or by approving it inside their banking app.
The payment completes
And flows into the same reconciliation and settlement process as the rest of your collections.
Banks your customers can pay from.
Consumer & business accounts






For consumers
Consumer bank options.
Eleven consumer banks are supported at the payment page.
AbsaAfrican BankBidvest BankCapitecDiscovery BankFNBInvestec BankNedbankOld MutualStandard BankTymeBank
For business
Business bank options.
Business banking accounts can also be used to pay, and are shown to the user when selected.
AbsaFNBNedbankStandard Bank
Reconciliation & privacy
What you can rely on.
- Payments run through the same reconciliation and settlement flows as every other Pay@ channel
- Pay@ does not collect, store or resell end-customer data when performing an EFT
- Consumers and businesses both supported from the same payment page
- To switch it on, speak to your Customer Relationship Manager
Payment options
Other ways your customers can pay.
RetailRetail networkCash and card at tills nationwide, including informal traders.Learn more →AppsPayment appsBill presentment and payment inside banking, retail and payment apps.Learn more →QRQR codesOne QR code that works with all banking and leading payment apps.Learn more →WebPayat.io hosted pageA hosted payment page, branded as yours.Learn more →RecurRecurring & subscriptionsTokenised card-on-file for repeat and subscription collections.Learn more →CashPayoutsPay money out to customers in cash at retail stores.Learn more →
Want this switched on?
Talk to your Customer Relationship Manager, or our team, and we will get it live on your account.