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Settlements

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Why is my settlement late?

Last Updated: May 12, 2026

Quick answer Most “late” settlements turn out to be one of four things: the transaction happened after the 14:00 SAST cut-off (settles next business day), the transaction landed on a weekend or public holiday, your bank account verification is still pending, or your business is on a new-merchant 24-hour hold. The settlement status in your...

Bank holiday and weekend settlement

Last Updated: May 12, 2026

Quick answer Pay@ Gateway settles same-day on business days only. Transactions processed on weekends or on South African public holidays settle on the next business day. This is a banking-system constraint, not a Pay@ constraint — the SA payment rails simply don’t clear on non-business days. How weekends work Transactions throughout Saturday and Sunday accumulate,...

When will I get paid? (Settlement timing)

Last Updated: May 12, 2026

Quick answer Pay@ Gateway settles same-day on all card, EFT, QR, and PayShap transactions. Payments processed before 14:00 SAST on a business day land in your bank account that same evening. Payments processed after 14:00 settle the next business day. Weekends and South African public holidays settle on the next business day. No tier upgrades...