accept payments online, in-store, and on the go.
South Africa’s most advanced payment gateway. Cards, EFT, QR, Capitec Pay and PayShap in one integration. Same-day settlement. Native Shopify and WooCommerce plugins. Go live this afternoon.
three reasons SA merchants are switching to us.
No SA gateway combines competitive pricing, same-day settlement, and truly local support. Until now.
Same-day settlement
Earn this morning. See it in your account this afternoon. Friday sales clear Friday — not Tuesday. The fastest settlement of any major SA gateway.
Fastest in SA2.85% cards. 1.95% Capitec. 1.95% EFT.
Honest per-method pricing — no markup hidden in a flat rate. Cards, QR and PayShap at 2.85%. Capitec Pay at 1.95%. Instant EFT at 1.95%. No setup fees. No monthly fees.
No surprises19 years SA heritage
Pay@ has processed millions of South African transactions since 2007. Pay@ Gateway brings those proven, bank-grade rails to your online and in-store business.
Since 2007live this afternoon. seriously.
Apply now. Get sandbox access immediately. Process your first real payment within hours.
Create your account
Sign up online. Upload business documents. Automated FICA verification — no callbacks needed.
10 minInstant sandbox
API keys and test environment delivered on signup. Build and test before your account goes live.
ImmediateInstall your plugin
One-click on Shopify or WooCommerce. Enter your Merchant ID. Done. Full docs for custom builds.
Under 30 minGo live. Get paid.
Same-day approval for verified applicants. Accept your first real payment today. Money tonight.
Same dayhonest pricing. no surprises.
Start free. Pay only when you process a payment. Talk to us about bespoke pricing for high-volume merchants.
- All cards · 3DS 2.0
- SnapScan, Zapper, Scan to Pay
- Pay with EFT · Capitec Pay
- PayShap instant
- Same-day settlement
- Email support
- Everything in Starter
- Volume-based pricing
- Dedicated account manager
- Real-time settlement option
- SLA-backed support
- Custom API & reporting
- White-label checkout
No setup fees · No monthly fees · All rates exclude 15% VAT
SA businesses are switching.
Real feedback from beta merchants who made the move.
Switched from another SA gateway after four years. Same-day settlement alone is worth it — Friday sales used to clear Tuesday. Now they clear same day. Shopify plugin installed in under 20 minutes.
As an agency we’ve onboarded 40+ merchant accounts. Pay@ Gateway’s onboarding is the fastest in SA — same-day approval, sandbox works immediately. Our default recommendation now.
The fee difference sounds small but on R300K a month it’s real money saved vs our previous gateway. WooCommerce plugin has zero issues, support actually answers, same-day settlement transformed our cash flow.
plug into everything SA shops use.
Native plugins, REST API, SDKs — build on whatever you already run.
ready to get paid today.
No setup fees. No monthly fees. Same-day settlement. Go live this afternoon.
10-minute signup · Same-day approval · South African businesses only