eCommerce — Pay@ Gatewaycheckout built for
checkout built for
south african stores.
Card-only checkouts turn away customers who pay by EFT, QR or voucher. Pay@ Gateway puts every local payment method in one checkout, on the same payment network that has been collecting for South Africa’s billers since 2007.
R0Setup & monthly feesT+1Automatic payouts3D SecureOn every card transaction
Payment methods
Every way a South African shopper pays.
Turn on the methods your customers actually use, and stop losing the ones who never reach for a card.
CardsVisa, Mastercard and Amex, protected by 3D Secure.
Pay with EFTPaid straight from internet banking, across the major SA banks.
Capitec PayApproved inside the Capitec app, with no card needed.
PayShapReal-time bank-to-bank payment by ShapID or account.
Scan to Pay, Zapper & SnapScanQR payment from any banking or payment app.
Vouchers & walletsFor customers who fund a wallet or buy a voucher in cash.
Plugins & integrationInstall it, or build
Install it, or build
against the API.
Most stores go live with a plugin and no developer. If you have built your own checkout, integrate against the API instead.
- No card data touches your store, so your PCI scope stays minimal
- Hosted checkout, or a payment page branded as yours
- Refunds and reconciliation handled in the merchant dashboard
- The same retail, banking and digital network the rest of Pay@ runs on
Pricing
Per transaction, nothing else.
No setup fee and no monthly fee. Rates exclude VAT.
2.85%
Cards, QR & PayShap
1.95%
Capitec Pay & Instant EFT
R0
Setup & monthly fees
Minimum transaction fee R1.85 excl VAT. Payouts are automatic on T+1.
Selling online already?Install the plugin, connect your account and start taking every local payment method.
Get started →Ready to sell to everyone?
One checkout, every South African payment method, on a network built since 2007.