All systems operational

About

About Pay@ Gateway

19 years of payments.
one new gateway.

Pay@ Gateway is the eCommerce arm of Pay@ (Pay At Services Pty Ltd), one of South Africa’s most established payment companies. We’ve been processing payments since 2007.

built on trust.

Pay@ has spent 19 years building the infrastructure that connects South African consumers with businesses. Our network spans 40+ payment channels — from card processing to cash payments at retail counters.

Pay@ Gateway takes that proven infrastructure and makes it available to eCommerce merchants through a modern API, native platform plugins, and a simple pricing model.

We’re headquartered in Stellenbosch, South Africa. Our entire support team is local. When you call us, a real person in South Africa answers.

19 years

processing payments in South Africa.

40+ networks

payment channels integrated.

SARB/PASA

registered and regulated.

PCI DSS

certified for card processing.

FSP 29423

registered financial services provider.

Who is Pay@

a payment orchestration platform.
not just another gateway.

Since 2007, Pay@ has connected South African consumers to the businesses they pay. The Pay@ engine routes any payment method to any biller or merchant, with validation, reconciliation, settlement and fee management as part of the same flow. Pay@ Gateway puts that infrastructure within reach of every eCommerce merchant.

// the pay@ platform
Payment networks Engine Billers & merchants
// LIVE NETWORK
Real-time orchestration
99.996% reconciliation
// PAYMENT NETWORKS IN // BILLERS & MERCHANTS OUT Formal retail Shoprite · Pick n Pay · Spar · Pep Banking in-app Capitec · FNB · Nedbank · Absa · Tyme Mobile · MNO · wallets Vodapay · MTN MoMo · SnapScan · Zapper Cards Visa · Mastercard · Amex · 3DS 2.0 EFT & PayShap Instant EFT · PayShap RTP · QR+ Informal · vouchers Flash · Kazang · OTT · 1Voucher // ENGINE VALIDATE FEE RECON ROUTE PayTV & entertainment MultiChoice · SABC Remittance Mukuru · Hello Paisa · Mama Money Hardware financing PayJoy · M-Kopa · FoneYam · Lendplus Insurance & funeral Hollard · Avbob · Assupol Gaming & betting Betway · Hollywoodbets · LottoStar Telcos · ISPs · municipal MTN · Rain · CoCT · eThekwini

Source · Pay@ platform · FY26 actuals

ready to get started?

Join hundreds of South African merchants who trust Pay@ Gateway for their online payments.